Minnesota · CDCS & CFSS Budget Model

Get paid to care for the people you love.

Aspen FMS is a Minnesota-licensed Financial Management Services provider for self-directed care. You provide the care. We handle the payroll, taxes, EVV timesheets, background studies, and compliance.

A mother and her young son laughing together over breakfast at their kitchen table
ASPEN FINANCIAL MANAGEMENT SERVICES ✦ MINNESOTA ✦ SELF-DIRECTED CARE ✦ CDCS · CFSS ✦  ASPEN FINANCIAL MANAGEMENT SERVICES ✦ MINNESOTA ✦ SELF-DIRECTED CARE ✦ CDCS · CFSS ✦  LICENSED FMS · EST. MMXXVI
  • Licensed in Minnesota
  • Built for CDCS & CFSS Budget Model
  • Paid parent specialists
  • Multilingual support
  • Real humans, fast answers
  • Hennepin · Ramsey · Anoka · Dakota & all 87 counties
  • MN-ITS · 245D · SEIU compliant
  • Somali · Spanish · Hmong spoken

Who we serve

Built for families who do the work.

Most of our clients are parents caring for their own children, spouses caring for each other, and adult children caring for aging parents. People who were already doing the caregiving, usually for years, before Minnesota's programs finally allowed them to get paid for it.

We're not a national call center pretending to know Minnesota. We're a Minnesota company built around the families running the actual programs, people who understand the paid-parent rules under CDCS and CFSS, and can set you and your family member up as employer and employee within days, not months.

You stay in charge of the care. We take charge of the paperwork.

An older couple on their porch at golden hour, one using a wheelchair, hands resting together
An adult daughter helping her elderly mother settle into an armchair in a warm living room

What Aspen does

Self-direction made simple.

When you self-direct through CDCS or CFSS Budget Model, you become the employer of your own caregivers. That's a powerful choice, but it comes with real responsibilities.

We're your Financial Management Services provider. We handle the back-end so you can focus on what actually matters: caring for your family member, in your own home, on your own terms.

We take care of

  • Payroll processing
  • Federal & state tax withholding
  • Workers' compensation
  • DHS background studies
  • Real-time budget tracking
  • Mobile EVV timesheets
  • Year-end W-2s & 1099s
  • Quarterly & annual filings
  • SEIU contract compliance
  • New-hire paperwork

The numbers that matter

What working with Aspen looks like

0 days

Average time from complete paperwork to your caregiver's first payable shift.

$0

What our service costs your family. Our fee is paid by the program, never out of your budget for care.

0

Minnesota counties served, with support in Somali, Spanish, and Hmong.

Programs we support

Programs we serve in Minnesota

We focus on the two self-directed programs that pay family caregivers in Minnesota.

CDCS

Consumer Directed Community Supports

The most flexible self-directed option, available through DD, CADI, BI, CAC, and Elderly Waivers. Spouses and parents of minor children can be paid caregivers in many situations.

CFSS Budget Model

Community First Services and Supports

Minnesota's new state plan service that's replacing PCA and CSG. Spouses and parents of minors can be paid caregivers in both the Budget Model and the Agency Model.

Note on CSG: Minnesota is phasing out the Consumer Support Grant. Everyone on CSG must transition to CFSS by September 30, 2026 (March 31, 2026 for the Alternative Care program). New participants can no longer choose CSG, and Aspen can serve you through CFSS Budget Model once you transition.

Why Aspen

Why families choose Aspen

01

Paid parent expertise

The rules around when parents and spouses can be paid are complicated and change often. We know them cold, what your situation allows, what documentation you need, and how to set it up right the first time.

02

Minnesota is all we do

We're licensed in Minnesota and built for its programs: MN-ITS billing, the 245D rules, the SEIU contract, the lead agencies, the MCO landscape. You won't be explaining what CDCS is to an out-of-state rep.

03

Real people, fast answers

Call us and reach a human who can actually help. No phone trees, no out-of-state call centers, no two-week waits when your paycheck is short, usually within a single business day, often within hours.

A grove of aspen trees in golden autumn light

Care that was always yours to give, finally recognized.

Eligibility check

Could you be paid for the care you already give?

Answer four quick questions, no personal details required, and find out where your family stands. Most people finish in under a minute.

Check your eligibility
An Aspen FMS advisor and a client reviewing paperwork together at a table

Testimonials

Trusted by Minnesota families

“Aspen got me enrolled as my son's paid caregiver in under two weeks. I'd been doing this work unpaid for four years. The first check felt unreal.”
Rachel K.Hennepin County
“I've worked with two FMS providers before Aspen. The difference is night and day. They actually pick up the phone.”
Marcus T.Ramsey County
“Switching to Aspen took less than two weeks, and we didn't miss a single paycheck. After the last company, that alone was worth it.”
Amina H.Anoka County

Service area

Serving families in all 87 Minnesota counties

Wherever you are in Minnesota, Aspen can be your Financial Management Services provider. We work with lead agencies and MCOs statewide, from the Twin Cities metro to Greater Minnesota.

  • Aitkin
  • Anoka
  • Becker
  • Beltrami
  • Benton
  • Big Stone
  • Blue Earth
  • Brown
  • Carlton
  • Carver
  • Cass
  • Chippewa
  • Chisago
  • Clay
  • Clearwater
  • Cook
  • Cottonwood
  • Crow Wing
  • Dakota
  • Dodge
  • Douglas
  • Faribault
  • Fillmore
  • Freeborn
  • Goodhue
  • Grant
  • Hennepin
  • Houston
  • Hubbard
  • Isanti
  • Itasca
  • Jackson
  • Kanabec
  • Kandiyohi
  • Kittson
  • Koochiching
  • Lac qui Parle
  • Lake
  • Lake of the Woods
  • Le Sueur
  • Lincoln
  • Lyon
  • McLeod
  • Mahnomen
  • Marshall
  • Martin
  • Meeker
  • Mille Lacs
  • Morrison
  • Mower
  • Murray
  • Nicollet
  • Nobles
  • Norman
  • Olmsted
  • Otter Tail
  • Pennington
  • Pine
  • Pipestone
  • Polk
  • Pope
  • Ramsey
  • Red Lake
  • Redwood
  • Renville
  • Rice
  • Rock
  • Roseau
  • St. Louis
  • Scott
  • Sherburne
  • Sibley
  • Stearns
  • Steele
  • Stevens
  • Swift
  • Todd
  • Traverse
  • Wabasha
  • Wadena
  • Waseca
  • Washington
  • Watonwan
  • Wilkin
  • Winona
  • Wright
  • Yellow Medicine

Ready to take control?

Whether you're brand new to self-direction or switching from another FMS provider, we can have you enrolled in a few simple steps. No pressure, no commitment.

Call (651) 555-0148